Completed NYSC or Currently serving? Access up to ₦10 million loan from the Youth Innovative Enterprise Development Programme

Serving Youth Corps members, non-NYSC (not more than 5 years post NYSC) and artisans of Nigerian descent and in Nigeria can now apply to get loans of up to ₦10 million for the Youth Innovative Entrepreneurship Development Programme (YIEDP).

The YIEDP is an initiative of the Heritage Bank Nigeria aimed at providing youths with timely and affordable loans just as Courtesy loans does to implement their business ideas or fullfil their other desires.

Single applicants can access loans of up to ₦3 million while group projects jointly owned by 3-5 qualified beneficiaries can get up to ₦10 million. The jointly owned businesses will operate as registered partnership.

The loans provided by this programme are not equity finance but debt financing, which means that beneficiaries do not lose any part of their business, but get to repay the loans normally over a given period of time.


If it’s guarantor loans for bad credit that you are looking for, applications can be facilitated through the Heritage Bank Portal as the on-line portal will be open for a limited period.

Businesses that hope to apply do not need to be registered with the Corporate Affairs Commission as qualified applicants will be guided through the process of registering their businesses.

YIEDP will be conducted in streams and applicants can only submit one business idea each for a stream and wait for the next stream. Date for each stream will be made known to the general public via the bank’s websites and other news media.

Processing the application is free and status can be tracked on the portal and the bank will also notify successful applicants via their email addresses.

To register and get more information, log on to the portal. Do share with anybody that might find this beneficial; a lot of people will.


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  1. Onome says:

    I am an ex-corper from the Batch A 2015 set, i am having trouble logging into register. Please help, because i am very interested.

  2. ishaya says:


  3. Am an ex batch Conversion Corp member of 2013… How can I register to access this loan.

  4. Jennifer says:

    Pls, I am an ex-corper batch A 2015, I am finding it difficult to login. Please help me out because I am interested.

  5. Vivian says:

    Pls how can register. Ex corpse

  6. Dan says:

    I am an ex-corper Batch A 2004 member. Still having problems with getting a job. Am interested in getting the load to boost my small IT training business. What should I do?

  7. Dan says:

    I am an ex-corps member of Batch A 2004. Still having problems with getting a decent job, I decided to establish my own IT Company in North Central, Nigeria. I am interested in getting part of the loan to help boost my business and become an employer of labour, assisting other young corpses and the general public. What should I do? Reply is urgent pls. Thank you.

  8. lads soingo says:

    from when the YIEDP site opened for registration I kept on trying to make registration but all to no avail , my surprise is that while I was struggling to register and the site keep on stating “try again later ” each and every , some other persons already completed their registration process. unfortunately to me the people handling this program are giving preferential treatment to their own people while others are deprived from it until now that the program is closed, Nigerians let’s be straight forward at least for once pls

  9. Michael Anafe says:

    I have successfully filled all the fields in the form but could not register it, I need your help to complete the process. Thanks

  10. Edike ijeoma i frank says:

    How do i apply for the loan please

  11. Edike ijeoma i frank says:

    Update me please

  12. chris says:

    Please my people , the next batch stream will open from the 15/08/2016. So let’s exercise patience

  13. Olufemi Christopher says:

    I am an ex batch corper 2012 ,how I apply

  14. Joseph Moses ojochonu says:

    pls hw am I going to be part of this offer

  15. magdalene ude says:

    I have successfully registered for it. But is that all I need to apply for the loan? Cos I can find the next page where I can apply for the loan or submit my business idea.

  16. Stephan says:

    I have successfully filled all the fields in the form but could not register on it it, I need your help to complete the process. Thanks

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